Effective Date: August 26, 2025
Welcome to The Hamilton Group. These Terms and Conditions govern your use of The Hamilton Group’s website, located at www.thehamiltongroupus.com, and the services provided through it. By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any of these Terms, you must not use the Website or Services.
About Us:
The Hamilton Group is a fully licensed and regulated insurance brokerage firm providing access to a wide range of insurance products and advisory services. We act as an intermediary between clients and licensed insurance providers, offering objective guidance and support throughout the insurance selection, purchase, and maintenance process.
Acceptance of Terms:
By using this Website, you confirm that you are at least 18 years of age and are legally capable of entering into a binding agreement. You also agree to comply with all applicable laws and regulations relating to your use of the Website.
Our Services:
The Hamilton Group does not issue insurance policies, bind coverage, or underwrite risk. All policies are issued by third-party licensed insurance providers.
Use of the Website:
You agree to use the Website only for lawful purposes and in a manner that does not infringe upon the rights or restrict the use and enjoyment of this Website by any third party. Prohibited activities include, but are not limited to:
The Hamilton Group reserves the right to suspend or terminate your access to the Website at any time for any violation of these Terms.
Quotes and Coverage Information:
Quotes provided through the Website are estimates based on the information you provide. The respective insurance carriers determine final rates, terms, and coverage limits and are subject to underwriting approval. Quotes are not offers of insurance or guarantees of coverage. All applications are subject to the terms and conditions imposed by the issuing insurance provider.
No Professional Advice:
The information provided on this Website is for general informational purposes only and does not constitute legal, financial, or insurance advice. Users should consult directly with licensed professionals or insurance carriers before making any decision.
Third Party Relationships:
The Hamilton Group partners with a variety of licensed insurance providers. When purchasing a policy, you are entering into a contractual relationship directly with the insurance provider. The Hamilton Group is not responsible for:
Fees and Compensation:
Insurance providers compensate the Hamilton Group via commission or brokerage fees for policies placed or referred. This compensation does not affect your premium cost unless otherwise stated. No additional fees are charged by The Hamilton Group to users for basic brokerage services provided through this Website.
Privacy and Data Use:
All personal information collected through the Website is subject to The Hamilton Group’s Privacy Policy. By using the Website, you consent to the collection, use, and sharing of your information as described in the Privacy Policy.
We implement reasonable technical and organizational measures to protect your data, but we cannot guarantee absolute security.
Intellectual Property Rights:
All content, design elements, trademarks, graphics, logos, text, software, and other materials available on the Website are the intellectual property of The Hamilton Group or its licensors. All rights are reserved.
You may not copy, distribute, reproduce, or use any portion of the Website or its contents without prior written permission.
Disclaimer of Warranties:
The Website and Services are provided on an "as-is" and "as-available" basis without any warranties of any kind, express or implied. The Hamilton Group disclaims all warranties, including but not limited to:
The Hamilton Group does not guarantee that access to the Website will be uninterrupted or error-free.
Limitation of Liability:
To the fullest extent permitted by law, The Hamilton Group shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or in connection with your use of the Website or Services, including but not limited to:
Your sole remedy for dissatisfaction with the Website is to stop using it.
Indemnification:
You agree to defend, indemnify, and hold harmless The Hamilton Group, its affiliates, directors, employees, and agents from and against any claims, losses, liabilities, damages, expenses, or costs arising from:
Links to Third-Party Websites:
The Website may contain links to third-party websites for your convenience. The Hamilton Group has no control over these websites and is not responsible for their content, privacy policies, or practices. Inclusion of a link does not imply endorsement by The Hamilton Group.
Termination:
The Hamilton Group may terminate or suspend your access to the Website at any time and for any reason, without prior notice or liability. Upon termination, all rights granted to you under these Terms will immediately cease.
Changes to Terms:
The Hamilton Group reserves the right to modify these Terms at any time. Any updates will be posted to this page with the “Effective Date” at the top. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.
Governing Law:
These Terms are governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be resolved exclusively in the state or federal courts located in Milwaukee County, Wisconsin.
Entire Agreement:
These Terms, together with the Privacy Policy and any additional policies or disclaimers posted on the Website, constitute the entire agreement between you and The Hamilton Group regarding your use of the Website and Services.
Contact Information:
If you have any questions or concerns regarding these Terms, please contact us:
The Hamilton Group
3635 W Oklahoma Ave
Milwaukee, WI 53219
Email: Chris@thehamiltongroupus.com
Phone: (414) 702-3007
Website: www.thehamiltongroupus.com
Last Updated: August 26, 2025